CardSavvy
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Your credit card advisor

Make every rupee
work harder.

CardSavvy analyses your spending and tells you exactly which card earns the most for each purchase — no commissions, no affiliate bias.

✓ No credit check  ·  ✓ No affiliate links  ·  ✓ Free forever

avg. annual savings for users

₹4,200

by using the right card for dining, fuel, travel, and online shopping.

HDFC Bank✓ Best for dining

Millennia Credit Card

Use for Swiggy & Zomato → earn 5% cashback vs your current card's 1%

2 min

Setup time

6+

Banks covered

₹0

Cost forever

No affiliate commissions
Your data stays private
Recommendations explained
Built for Indian users

The process

Simple, transparent, effective.

01

💳

Add your cards

Pick from our database of Indian cards. Takes under 2 minutes, no card numbers required.

02

📊

Tell us how you spend

Rough monthly estimates by category — dining, fuel, shopping, travel. No bank access needed.

03

Get your plan

See exactly which card to use where, with estimated annual savings calculated transparently.

Free. Forever.

Start making your cards work harder.

Add your cards — it's free →